Steps To Be Followed For Applying For A Debit Card
Debit cards are great aids for ease of any form of transaction without actual cash. Without having to wait in a queue at a bank or write a check and wait for the bearer to be paid, one can simply use a bank issued debit card that can take care of the payment for any form of good or service.
There are many ways in which one can apply for a debit card. Some of the most common steps to apply for one include:
1. Any adult above the age of 18 can open a local bank account to get access to savings or credit along with the incentive of debit card issuance. Each bank has its own set of features and incentives for opening a checking account, so getting the best deal will depend on one’s unique needs. Some features that would validate a good checking account would be free checking, monetary incentives, free debit card and checks, interest checking, etc.
2. The process of opening a checking account at a bank would involve filling out a form and providing ID proof such as driver’s license, social security number, and residence proof.
3. After the application has been filled, some banks may require a first-time minimum deposit to open the checking account. By checking on the debit card option in the application form, a user can essentially get the debit card issued to their residence or the address provided as proof within a span of 8-10 working days.
4. One can easily acquire a debit card in their own name or in the case of a joint account then get two cards for shared access. A simple application form can be filled out either at the bank or online and submitted to the bank for issuance of a debit card.
5. Once the card has been issued, set up the PIN number for secured access.