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Things to know before opening an offshore bank account
Banking

Things to know before opening an offshore bank account

Offshore banking means the deposit of funds by an individual or a business in a bank that is positioned outside of their national residence. Even though the time period implies that these banks are placed on islands, many offshore banks are, in reality, located in onshore places, which include Panama, Luxembourg, and Switzerland.
Understanding savings interest rates
Banking

Understanding savings interest rates

Several books are written every year in the genre of understanding monetary business. If you want to grow your money exponentially, the basic understanding of savings interest rates is a must. Banks rates may be hard for some people to understand. But, there’s an easy formula for understanding bank savings account interest rates.
Top 10 savings accounts to choose from
Banking

Top 10 savings accounts to choose from

There are a few things a person must see before opening a savings account. The main feature being the interest rates (APY) followed by the fees the bank charges. It is also important to differentiate between a savings account and checking account depending upon your requirements. Minimum balance requirements of the bank must satisfy the income or savings you generate.
6 factors to consider while comparing savings accounts
Banking

6 factors to consider while comparing savings accounts

When opening your savings account, you must compare different savings accounts offered by banks. It is best to compare and make an informed decision instead of choosing a bank which doesn’t give proper service or returns. Here are some important parameters to consider when comparing savings accounts. Maintenance fee or no fees – The most important thing to look in a savings bank is the maintenance/annual/monthly fees.
5 best tax software of 2018
Finance

5 best tax software of 2018

The average cost of hiring a professional accountant to prepare a tax return is $275. That is a lot of money to part with and often unnecessary if you are hiring the person for anything other than the simplest tax situation. You can save some money by identifying your tax-priorities beforehand and choose a software that helps you manage the same.
4 easy ways to file tax returns for free
Finance

4 easy ways to file tax returns for free

As the beginning of the fiscal year draws closer, the humongous task of filing tax returns too comes knocking at your door. For many citizens, filing tax returns proves to be quite an ordeal as not all of them are well-versed with the art of managing their finances. Doing their taxes and filing for returns can be an unpleasant task for such people.
4 free tax software programs for hassle-free tax preparation services
Finance

4 free tax software programs for hassle-free tax preparation services

The tax situation can have people running helter-skelter to seek help from different sources. Usually, people seek a professional’s help when they aren’t adept at handling tax matters. However, hiring a professional to prepare taxes and file returns can turn out to be a costly affair, especially if you are low on funds.
Explore Discover Bank’s affordable student loans
Finance

Explore Discover Bank’s affordable student loans

Student loans help pay for your education needs after high school and cover all expenses for books, supplies, tuition, and living expenses. With the cost of education in the country witnessing a sharp rise in every field of study, a student loan has become the need of the hour. Discover Bank is one of the leading financial institutions in this sector and offers exclusive financial assistance at affordable rates.
Popular credit cards of 2018
Finance

Popular credit cards of 2018

A credit card is an important financial tool. Living life without a credit card is difficult in today’s time. If used wisely, credit cards can prove to be a boon for you. However, before finalizing on a credit card, it is of utmost importance for you to know to analyze the rewards, benefits, and spending limit offered by various credit card companies in the country.
Choose from the top performing IRA funds for 2018
Finance

Choose from the top performing IRA funds for 2018

An Individual Retirement Account or IRA is an ideal resource to help you in your retirement goals. The accounts have a tax advantage, which ensures you do not have to pay any tax when you withdraw funds from the account at the time of retirement. Many individuals do not consider opening a retirement account on their own; for them, the planning for retirement begins and ends with the employer’s retirement plan.
Choose the best credit card companies for bad credit
Finance

Choose the best credit card companies for bad credit

As defined by FICO (the leading credit rating agency), bad credit is defined as a score of less than 580. Your credit score may range between 300 and 850, and an excellent or good rating is often when the minimum score is 700. If you have a lower credit score, you may have to pay higher interest on loans and may not receive the best financial offers.
5 best NNN properties for sale in LA
Finance

5 best NNN properties for sale in LA

Generally, the real estate taxes, maintenance, and building insurance expenses are paid by the landlord when the tenant pays the rent. However, in the case of the triple net (NNN) property, the tenant has to pay those too, in addition to the utility boils and the rent. The rent is lower for the NNN properties for sale which has made them a popular option among the investors.

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