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Great tips to dispute credit reports
Credit Cards

Great tips to dispute credit reports

Your credit reports show information regarding your place of residence, the method by which you pay your bills, any history of being sued or arrested, or of filing for bankruptcy. Companies that put your credit report together sell the information in it to others who need it to assess your credit applications.
How to apply for a debit card
Credit Cards

How to apply for a debit card

Debit cards have an inherent advantage over credit cards, especially for people who have a problem of controlling their buying instinct, as one can spend only as much as one has loaded on the card. It is believed that a debit card with rewards is an instrument to help people with poor credit score to improve the same.
Some popular Visa prepaid cards
Credit Cards

Some popular Visa prepaid cards

Prepaid cards at one time were the last option for the individuals who couldn’t meet all requirements. However, in the mainstream financial market, there is an inclusion of new elements and features in prepaid cards. Therefore, they are one of the most popularly used financial products by consumers today. Prepaid cards with the best 50 US banks and credit unions accounted $118.09 billion in spending at the merchants in 2013 and a 6.1% expansion from the previous year.
Here’s how to apply for a credit card
Credit Cards

Here’s how to apply for a credit card

A credit card is a popular financial product that allows you to borrow money. It enables you to acquire funds from your bank to make your payments which could be as small as a burger to as big as air tickets for an overseas trip. You can use the credit card as long as you pay back the debt before the stipulated deadline.
Get a good credit score and sleep easy
Credit Cards

Get a good credit score and sleep easy

What is a good credit score? Do you aspire to have a good credit score throughout your life? The answer to this should be yes because this is one of the major designing factors while you borrow money on getting a low-interest rate. The lender usually decides on deciding the factors for granting the loan.
Here’s how to pick a reward credit card
Credit Cards

Here’s how to pick a reward credit card

A reward card is a credit card with an incentive or ‘rewards’ for use, such as cash back, merchandise points or frequent flier points. Reward cards promote different types of reward schemes – some cards give you more incentives for spending in certain areas such as grocery and dining purchases, or travel.
7 good 0% and low interest credit cards
Credit Cards

7 good 0% and low interest credit cards

To save some money while you pay off credit card debt, it is recommended that you use a zero interest credit card. But in today’s competitive markets, it is challenging to find the best zero interest credit cards. However, with a little bit of help and advice, one can find the perfect zero interest credit card to suit all their needs and preferences.
Some great sites that provide the best credit reports
Credit Cards

Some great sites that provide the best credit reports

It is estimated that one out of every five people has an error on their credit reports, some of which are serious enough to cause them to lose a sizeable sum of money through paying more on loans and insurance payments than they have to. The best credit reports are ones that have come from all of the three agencies, Experian, TransUnion, and Equifax, so that you can verify if all the information provided is accurate.
Top rewards credit cards of  the year
Credit Cards

Top rewards credit cards of the year

Most credit cards come with incentives. Naturally, it is a sales strategy designed to entice you into buying them. You would have heard all about how you earn substantial rewards on purchases you make off your card. Rarely, though, does one have an actual idea of what these rewards are or in what form you read them.
Top 5 cash back credit cards that don’t have an annual fee
Credit Cards

Top 5 cash back credit cards that don’t have an annual fee

Cash back credit cards have been quite popular with most credit card users for a while now. Cash back credit cards return to the cardholder a specific percentage of the money spent on purchases as a form of incentive to use the card more. Cash back credit cards with no annual fee are simple and cost-effective options.
Some great benefits of having cashback credit cards
Credit Cards

Some great benefits of having cashback credit cards

Cashback reward programs are incentive measures released by credit card companies for credit card holders where a portion of the amount spent by the credit card holders on their credit cards is paid back to them. This is to encourage the cardholder to use the credit card more frequently. Incentives can be monetary or in the form of flyer miles or points.
Understanding credit cards that offer travel rewards
Credit Cards

Understanding credit cards that offer travel rewards

There are dozens of benefits that come along when you purchase a credit card, and it is hard to determine which is right for you. One such feature of a credit card is the travel reward points. Credit cards with travel rewards offer an excellent opportunity to earn free points that can be redeemed for airfares, to stay in a hotel or as cold hard cash.

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